Articles

September 18, 2022

Retirement Planning Success – It’s also about the Drawdown Strategy

Most of us will spend 20-30 years in retirement. Will you be prepared for this long journey? Retirement. The “R” word that many would prefer to delay […]
June 1, 2022

Getting financially organised is your first step towards a better financial future

This is a story about Andy and Amy (not their real names). Andy is an enthusiastic entrepreneur with a reputable position in his industry. A successful […]
June 1, 2022

Affordability VS Need

How can you determine your insurance requirements for better financial risk management? We often encounter young members of the workforce looking to embark on their financial […]
October 20, 2021

Making the best use of legacy planning in uncertain times

TO say that we are currently living in challenging times is putting things rather mildly. In addition to having to cope with the repercussions of a […]
September 20, 2021

Investing in property with a holistic perspective

An opportunity management approach coupled with having a holistic financial planning can ensure better decision making in your investments. “17 years ago, I missed the opportunity […]
September 14, 2021

‘Say no to lower EPF contribution’

PETALING JAYA: The Malaysian Trades Union Congress (MTUC) has advised employees to reject a proposal to reduce EPF (Employee Provident Fund) contributions from 11% to 7%. […]
September 14, 2021

To buy or to rent?

PETALING JAYA: Buying a new home is a long-term commitment and by its nature, nothing else can be more daunting. It is an obligation that can […]
September 14, 2021

Should I Buy a Car in Malaysia – Is It a Necessary Expense?

Do you really need to own a car today? You might think I’m crazy to even ask this question. For most people, the answer to this […]
September 14, 2021

Use special lifeline wisely, contributors advised

PETALING JAYA: While the i-Sinar scheme by the Employees Provident Fund (EPF) is a welcome relief for those who have lost jobs due to Covid-19, financial […]
September 14, 2021

The Best Financial Happiness Formula – Applying DMAS to Life

Life can be complicated if we choose to make it so. As adults, we should know what makes us happy. Yet, most of us adults have […]
September 14, 2021

What are The Many Benefits of E-Wallets in Malaysia?

“Good morning sir! Welcome to our store.” “What is your preferred method to make your payment?” “We accept cash, cards and e-wallets.” “For e-wallet, we accept […]
September 14, 2021

Fresh Graduate Financial Planning – Understanding Your Assets And Liabilities

Many of you will know the difference between assets and liabilities, but allow me to explain for those that don’t. An asset is something that potentially […]
September 14, 2021

Financial Happiness – Does Money Make You Happier?

Is there something that we’re afraid of talking about? YES. We’re all afraid to talk about money. We were taught and trained to be polite when […]
September 14, 2021

Financial Planning: Role of financial planners broadened

Financial planners will soon be allowed to provide advisory services on investments such as stocks and bonds, instead of just recommending financial plans, insurance policies and […]
September 14, 2021

Investing: How can retirees diversify out of FDs?

Malaysians who rely on fixed deposits (FDs) to fund their retirement have been encouraged by financial planners to diversify into other investment instruments in view of […]
September 14, 2021

Many mired in debt: Survey

PETALING JAYA: Many Malaysians are deeply in debt, and some could spend their entire working life paying off what they owe. These debts are incurred through […]
September 14, 2021

Borrowers can get help from AKPK or financial planners

PETALING JAYA: Restructuring loans can be a daunting task, but it is achievable with planning and reliable help, says a financial expert. Malaysia Financial Planning Council […]
September 14, 2021

Financial Planning: What to do if you lose your job or have to take a pay cut

Thomas (not his real name), 61, recently found his employment contract prematurely terminated and replaced with one that came with a 50% pay cut and a […]
September 14, 2021

Malaysians unprepared for retirement, say MTUC

FOR most Malaysians, retiring to a comfortable life is like an impossible dream. Most have barely enough in their savings to make ends meet when their […]
September 14, 2021

Your investments have increased, how about your net worth?

If you’ve had a good run investing this year, has this translated to a meaningful growth in your net worth? Looking back at 2020, we can […]
September 12, 2021

When investment habits affect optimal wealth growth

Some investment habits can be detrimental to your financial health, preventing you from growing wealth optimally Over the course of the Movement Control Order in Malaysia, […]
September 12, 2021

It’s 2021 – time to review your wealth protection strategy

Insurance protection often takes a back seat to our other more pressing commitments, but this should not be the case. As a millennial myself, I can […]
September 12, 2021

Making their golden years count

Planning for the finances of ageing parents is a responsibility we should not take lightly When it comes to showing gratitude and appreciation to parents for […]
September 12, 2021

Don’t let a career change be your undoing

You can embrace a mid-career change if you plan ahead before taking the plunge Author and motivation speaker Simon Sinek said, “Working hard for something we […]
September 12, 2021

Going against the norm this valentine’s day

Be more creative and unorthodox this Valentine’s Day by investing towards a more meaningful goal for your loved ones I’ve always marvelled at the speed and […]
September 12, 2021

Uplifting women’s role in family finances

Women have inherent qualities that enable them to effectively plan their own and their family’s finances In conjunction with International Women’s Day this March, my team […]
September 12, 2021

Can your financial plan survive the unplanned?

Though you may have a sound financial plan, unexpected costs may undermine your financial goals A new year is upon us and you are resolute and […]
September 11, 2021

10 Common financial traps millennials fall into

Many millennials get trapped because they don’t pay much attention to their finances Money doesn’t disappear overnight but often it’s the case of losing one dollar […]
September 11, 2021

Don’t just plan to retire, retire with a plan

Having a clearer roadmap will provide clarity, identify gaps and address them as we work towards a meaningful and successful retirement path. In the traditional context, […]
September 11, 2021

Making sense of alternative assets in your investment portfolio

Learn about new investment opportunities and how to understand your risk profile when planning your investment strategy. It is almost impossible to miss the headlines these […]
September 11, 2021

Is semi-retirement the new retirement?

What does retirement look like for baby boomers? We speak to five financial planners about baby boomers and how they won’t (or can’t?) stop working. For […]
July 8, 2021

Financial Planning: Avoid dipping into retirement savings if possible, say financial planners

Retirees have been among the hardest hit by the restrictions on movement taken to contain the Covid-19 pandemic as their nest eggs shrink along with the […]